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Insurance to ship through USPS?


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I have this bizzare question. Why on earth does the USPS sell insurance on the mail you have sent through them? This is ridiculous. I am paying to have a job done right, and you want me to buy insurance from you, the shipper, that you won't ruin what I am sending! That is crazy. I don't go to the auto shop and have them say, "would you like to buy insurance from us in case we ruin you car while it is here?" No! They are liable for the car and know it! 

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