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insurance qustion


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I just received a mall lease agreement for vending with my personal care vending machines in the bathrooms. This particular mall seems to have some really high requirements as far as insurance. I already have 2 million liability but they are requiring me to have an additional 2 million umbrella which looks like it will cost somewhere in the range of 1200 per year. Any suggestions on how I can bundle or shrink this into one and save some money, the issue is the mall will not even gross that in one years time...

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