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Liability Insurance Quote


fhamann

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Posted

Hi,

I have been required to get liability insurance at one location.  I called an insurance company and they said they will insure my whole route, about 15 locations, for $629 per year.  The coverage level is $1 million each occurrence /$2 million aggregate.  Is this a reasonable quote.  It is from Bolt Insurance Agency.  If not, can you suggest another company I can call?  I have never purchase this type of insurance.

thanks,
Frank Hamann

Orange, CA

Posted

I would say that is reasonable but you should try to get in touch with The Hartford.  They regularly insure vending companies.  $1 million/$2 million is good.

Posted

That's not a bad quote.  I use Auto Owners and they are much more reasonable that other quotes that I had.  Premiums are usually based on annual gross sales.  Looking back, I was paying about half that amount when my sales were only about 70K a year...

Posted

I'm currently using Auto-Owners as well but may check into the Hartford.  Also, I think Allstate is a NAMA listed provider.

Posted

Liberty take care of Ohio? I might go with them.

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Yea

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